Not all water damage is covered by your insurance.

It’s a very good idea to look over your insurance policy and familiarize yourself with any exclusion to water damage coverage. The best way to know your coverage is to schedule an appointment with your agent. Most policies cover sudden damage, like water damage from a weather related bad storm or from an overflowing washer. On the other hand, any water damage that happens because you didn’t maintain the property may be excluded, as well as gradual leaks that caused water damage over time.